Inflation Topic

try having kids and than let me know if you "need" those tax benefits.
12/11/2021 6:55 PM
Posted by dahsdebater on 12/11/2021 11:21:00 AM (view original):
FWIW, I am one of those people. Every month I get a deposit in my bank account of either $220 or $221 from the IRS because I have kids.

I don't need it.
...
12/11/2021 9:45 PM
12/11/2021 9:47 PM
Posted by Jetson21 on 12/11/2021 12:37:00 PM (view original):
Posted by dahsdebater on 12/11/2021 11:19:00 AM (view original):
Posted by Jetson21 on 12/11/2021 12:56:00 AM (view original):
Id like to know whose problems and what problems will be worse because of build back better and what problems will be worse without it.

It reminds me of how republicans have always duped poor white idiots how the dems would raise their taxes when it was only the taxes of the wealthy.


The latest dupe of poor white idiots was how they voted to give very rich people gigantic tax breaks so that now it is difficult to give them programs that “they”
actually need like the child tax credit.

We have a seriously dumb country that is so close to becoming a has been democracy.


There is so much more important things going on then inflation.
Also that article was about the whole package not the scaled one we will get.


Why does anyone "need" a child tax credit they never had before?

Want, maybe. Need, obviously not.
Come on. I guess homeless people dont need a home because they dont have one. They dint need it they just want it.

Why with the need i mean wanting to nitpick.


They get the benefit because they need it.
Look, not that long ago I went after you with a purely semantic argument for no good reason. It was not my best moment. I'll own that.

I don't think this is a semantic argument at all. In a very real sense it marks the dividing line between the Northeast/mid-Atlantic mold of socially moderate to liberal Republicans - people like me, or, more notably, like Mitt Romney or Larry Hogan - and mainstream Democrats - people like you. Democrats, and particularly the progressive wing of the party, will tend to view wealth redistribution as an inherent good. I am much more concerned with ensuring that government spending is targeted and needs-based. This particular policy is the polar opposite of that; or, more precisely, it's targeted in quite a different way. In fact, it is quite targeted, and it's as cynical and anti-democratic a policy as anything Republicans pursued under the Trump administration.

Here's the thing. The child tax credit is being given indiscriminately to almost everyone with dependent children, regardless of any change in income/employment status or cost structure. The vast majority of these families, in fact, did not have any major structural changes in their income or expenses. If they could make ends meet in 2018, and 2019, and 2020 without an extra $2500 from the Federal government, they could probably have made ends meet in 2021, too. For people for whom this was not true, COVID relief/stimulus legislation had already beefed up Federal unemployment. programs to deal with the increase in income insecurity that came along with the pandemic. That was a totally different program. The child tax credit is inherently not needs-based. The assertion at the end of your post is the line that the party and its supporters have been feeding you, but it is transparently false. You don't get the money because you need it. They could restrict the money to people who need it. They didn't. Something different is going on here, so what is it?

You're a pretty well-read guy. You've got to be familiar with the currently popular notion of lifestyle creep, a real phenomenon based on the well-researched concepts of loss aversion and the endowment effect. When you don't have something, it doesn't seem necessary. Once you do have it, it becomes much more valuable to you, and after a surprisingly short interval of time you aren't willing to let it go. I know that I am in no wise prepared to go back to the wine I drank when I first moved to California. It's clear here why this is important. In 2020, most families would have loved to get an extra check for $200 every month, but they were getting by. They didn't need it. By late 2022, after over a year and a half of getting used to that money and the added luxuries it can buy, those families will feel that they need the money. The mere fact of having it for an extended period of time converts it from a luxury to a necessity. Now you've created millions of families that are dependent on their child tax credit for financial stability, even though they didn't need that money a year ago.

Now here's a fact that you can easily verify by looking at the websites of any of the major polling companies. And by the way, I don't think Joe Biden was thinking about this when he decided to support this legislation. I think the same is true of many of the Congressional leaders who championed it. They saw the legislation and, much like you, saw it as a victory for the poor and the middle class and got behind it. But it's a fact that, as I said, is easy to find, and which I guarantee you that the Democratic strategists who assisted in drafting the legislation were very well aware of. People in the age group who are most likely to have dependent children living in their homes - say, roughly 25-50 years old - have over a 40% chance of being registered as independents and something like an 18-20% chance of identifying as true centrists without a baseline political leaning. That makes them about 50% more likely to be un-leaned centrists than people under 25 and 100% more likely than their own parents' generation. Now think about this. What other tax cut can you remember that was issued in the form of a monthly check or deposit into the taxpayers' bank account? None? Yeah, me neither. Even if they thought that families for some reason needed the money RIGHT NOW in the midst of a healthy economic bounceback, they could have pushed a public awareness campaign encouraging such families to work with their payroll departments to correct their withholding, allowing them to simply see the extra money show up in their regular paychecks. But that doesn't achieve the end result of having a huge number of swing voters start getting used to getting a check in the mail every month from the Federal government, while at the same-time not-so-quietly telling them that if Republicans take over Congress in the mid-term elections these payments will not be extended.

Independent think tanks have suggested that the overwhelming majority of the benefit of the 2021 child tax credit, in terms of getting children above the poverty line and/or out of food insecurity, comes from the provision that allows for full availability for all families regardless of income. See, for example, studies from the Center on Budget and Policy Priorities - a progressive think tank, far from a conservative source. This provision generally only impacts families with household income under $50-$60,000. Yet the current law doesn't even start reducing benefits until families go over $150,000 in household income. It's not targeted at people who need benefits. Everything about this law - it's lax benefit requirements, the monthly payout format, the short-term time horizon leaving an implied threat that a Republican majority could make it disappear at any time - make it very clear who it's targeting. It's actually incredibly transparent. Congressional Democrats are overtly and quite literally trying to buy independent voters with monthly payments. It's conceptually not all that different from Trump wanting his name on all the stimulus checks. As someone who has repeatedly complained about the Republican party being anti-democratic, you might want to take a more introspective look at the child tax credit before you blindly defend it again. It's about as anti-democratic as you can get. It's an obvious attempt to buy votes for, frankly, not all that high a price.
12/12/2021 1:46 AM
Dahs. My daughter and her husband (2 kids!) disagree. The tax credit being dissed doesn't even cover their daycare costs............by a mile!!
I think your "take" on this is extremely cynical.

But I don't GET the tax credit and I AM an Independent and this issue will NOT effect my vote in either 2022 or 2024!
12/12/2021 9:05 AM
But dahs, it is the government's responsibility to take care of me and my family. Isn't it?

it is absolutely astounding that folks can't comprehend. dahs is saying he doesn't need it. I can also assure you that I don't need it. The counter argument is "well for my relative the subsidy isn't enough"?

That's the EXACT point. IF they really cared about helping the folks that NEED it. They would put a little more effort identifying those folks. If they stopped making payments to those who don't need it, then the folks who do need it would get an even larger subsidy. Can you not see that?
12/12/2021 9:50 AM
Bob, the question isn't whether parents have expenses. That's not in doubt. I stopped working at the beginning of the pandemic to stay home with my girls (girl, then) full-time and only this semester went back to a part-time adjunct role. With the cost of childcare in the DC metro area my $70k salary was going to pay under $1000/month take home after childcare with 2 girls. It's worth that to me to get the time and extra 1-on-1 attention during their early development. My 6-month-old also has a milk protein allergy and is on a diet of Nutramigen, which is many times as expensive as standard baby formula. They are both in diapers. Believe me, I am fully aware of the costs of childcare, saving for college, etc. That doesn't inherently mean I need or deserve an extra handout from the federal government. The answer to that depends upon 2 questions:

1) is it the taxpayers' problem? Is the financial burden of childrearing a public or a private cost? Is raising children an inherent good? With the earth inching closer to carrying capacity, maybe not. Education is tax-funded because a well-educated society is clearly something the American people value. I'm not convinced a growing population is the same. I don't think I deserve extra taxpayer support for my children, although to a great extent this depends on:

2) Could your daughter and son-in-law afford to properly feed and shelter their kids before they started getting child credit checks from the government? If not, then I do support extra government support. Just as with education, I fully believe it's in the best interest of society to make sure everyone - and especially children - have access to sufficient food, shelter, and clean water. If your daughter could provide those things, and was able to do so last year, it comes back to the question of needs vs. wants. I don't think the taxpaying public is responsible for the latter.
12/12/2021 10:26 AM
Good debate.
For me it comes down to the COST of daycare in N.J.
It's ridiculously expensive. My daughter is a Post doc at Princeton, her husband works for The University.
They can afford to feed and clothe their children without the Tax Credit.
I don't think that's the point for me.
I think that the answer to question #1 is mostly YES. IT IS the Gov't's role to ASSIST American families (with Taxpayer dollars!) to ensure that the basic nuclear FAMILY can function effectively in our society in the manner they choose. For the VERY same reason we pay for Education.

We want my grandkids to achieve, function well, and do great things like the generations before them.
Most would agree that the Family is under attack from all sides.
Decent affordable childcare is in the Public's best interests so that folks like my Daughter and her husband can continue to DO what they do.
Until we solve the childcare problem, I see nothing inherently wrong with the Gov't taking a short term approach to aiding families with kids.
It SHOULD be means tested. If not, that's a mistake. Congress should FIX it!

But in the meantime a tax credit is a legitimate approach.
Our Gov't has used tax policy to enforce or punish all sorts of things for years.
WHY the policy was given at ALL parents is beyond my pay grade, but isn't that easily solvable?
A means test/limit on annual income?
12/12/2021 11:29 AM
I think I can add four small points
  1. If we all agree that there are significant benefits to the expansion of the tax credit for many Americans, I feel like the better argument would be to lower the threshold for receiving the credit rather than attacking it by itself.
  2. Even if a family doesn't need the tax credit to survive, it could still be a good thing. I want families thriving and being able to provide their children the best life possible. If families adjust to the credit and make it a need, that means their standard of living has just increased. The credit didn't disappear - they have more disposable income now.
  3. The credit can encourage good, strong homes and families.
  4. I don't think your comparison to Trump signing the checks is valid because the main issue with that was that the checks were delayed just so Trump could sign it - that's not comparable here. Obviously it's a political ploy. Most things in politics aren't done to benefit people; they're done to win votes. I would much rather politicians pander to middle class independents than the rich and elite.
12/12/2021 12:52 PM (edited)
Hopefully none of us are denying that the tax credit is a good idea and has lifted many people out of poverty. I'm amicable to debates around how high it should go because I agree that other priorities are important too.
12/12/2021 12:52 PM

With the earth inching closer to carrying capacity, maybe not.

Another small point - the US population, like many other developed countries, will fall without immigration. It's a growing trend that once nations industrialize, rates of birth dramatically fall. Overpopulation is not even close to being a concern.

12/12/2021 12:55 PM

POLITICS / GARY BAUER

Hispanics Move Right

We are seeing growing Hispanic support at the very time we are insisting on stopping illegal immigration.


NEWS & POLITICS
Liberal Pundit: Hispanic Voters are Fleeing Democrats
BY A.J. KAUFMAN, DEC 11, 2021 12:54 PM ET



Latinos’ rejection of reference term ‘Latinx’ rattles the world of the woke

By Kerry Picket - The Washington Times

12/12/2021 1:29 PM
Posted by tangplay on 11/4/2018 2:49:00 PM (view original):
Imagine how ****** doug will be when dems win the house... Or will he spin it somehow?

I'm guessing it will either be spun as Repub win or dems cheat

DOUGOUT - That's not going to happen my friend. Is your memory so short?

DOUGOUT - The Senate is the thing that makes the second election of TRUMP possible and a victory for democracy and AMERICA.

DOUGOUT - Your horrible upcoming loss in the House will back my words.
I marked them. Here they are. How do they taste?

DOUGOUT - There will be no spin. The spin stops here.
12/12/2021 1:44 PM
The child tax credit is a in actuality a direct cash payment deposit. Sure there are some who maybe should not take it but i have never Believed that you should throw the baby away with the bathwater.
Likewise a few Dolphins could get scooped up in the net fishing for tuna and hopefully they are put back in the water safely but we are not going to stop fishing for tuna because it is a very healthy while inexpensive food.

It is a signatory sign of the development of a more civilized society if the program can stick. It is anathema to me when I hear about the people that cling to the philosophy that it is not my responsibility and I do not want it because it does not affect me and I don’t want my taxpayer money go onto something that I don’t personally need it. Personally I excommunicate those type of people from my life because they are so often hypocrites to their religious ethos they falsely profess to support.

We have it now but it is temporary and it doesn’t look like it’s going to stay but it is good that we have it at least for the time being. If conservatives regain power they will kill it to expand tax cuts for the rich.
As a wise man once said, that is all I have to say about that.
12/12/2021 3:54 PM
New pending deposit from the IRS in my checking account today. Going to push the balance from $48609.21 to $48829.21. Big win for the starving children!

P.S., yes, I recognize most financial advisors would prefer we keep somewhat less in checking. We just bought a house in March and a car in October, have the 2 little girls, and feel a little more comfortable with some extra liquidity.
12/15/2021 12:03 PM
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